Dividend Reinvestment (DRIP) & Income Calculator
See the power of compounding dividends. Calculate future portfolio value, shares accumulated, and projected monthly/annual passive dividend cash flow with automatic dividend reinvestment (DRIP).
How to Use Dividend Reinvestment (DRIP) Calculator
Enter Portfolio Value & Yield
Input initial investment value and annual dividend yield % (e.g. 3.5%).
Input Growth Assumptions
Provide expected annual share price appreciation % and annual dividend growth % (e.g. 6% dividend hike rate).
Select Reinvestment (DRIP)
Toggle automatic reinvestment on or off to compare the compounding effect.
About Dividend Reinvestment (DRIP) Calculator
Historically, reinvested dividends have accounted for over 70% of the total return of the S&P 500 over multi-decade periods. Automatic reinvestment purchases more shares when prices drop and fewer when prices rise, creating organic dollar-cost averaging.
Key Features
- Projects total portfolio balance and annual passive dividend income
- Dividend growth rate (dividend aristocrats/kings) compounding model
- Side-by-side comparison: Reinvesting Dividends vs Cashing Out Dividends
- Annual breakdown of shares owned, payouts received, and effective yield on cost
- Interactive 10-to-30 year trajectory chart
Frequently Asked Questions
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